James Adamson
NMLS ID 455833
1912 Liberty Road, Bldg II, Suite 3
Eldersburg, Maryland 21784
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Office: (410) 552-9126 • Toll Free: (877) 552-9126
Fax:
(410) 552-5866
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1st Mariner Mortgage




1st Mariner Mortgage
is FDIC insured and an
Equal Housing Lender

 

At 1st Mariner Mortgage our focus is to find the right mortgage to fit your needs. Our years of experience can help you choose the right loan from many options available.

James Adamson, Branch Manager has over 20 years experience as a mortgage banker. This extensive experience gives James a unique perspective and understanding of what it takes to get the loan approved. He knows how to smooth the entire loan process. James understands what it takes to get the loan approved and has helped over 4,000 families with their financing needs.

James is committed to customer service and his product knowledge has earned him recognition as an industry leader. Whether you are a first time homebuyer, a real estate investor, or looking to refinance your current mortgage, James has the answers you have been looking for.

James’ knowledge of mortgage banking means you will be dealing with an accurate, honest, and experienced professional. “Up front,” straight talking and knowledgeable, he knows how to smooth the entire loan process, and get you into your new home fast. Call or visit James today and let him show you why 1st Mariner Mortgage is known for personal service and great rates!

Call a Lender with Great Rates and Great Programs
  • FREE 60-day rate lock with a FREE float down while loan is in process*
  • FHA/VA conforming and jumbo
  • ALL conventional loan programs
  • 100% financing - USDA in specific areas, 6% seller help
  • 80% LTV construction**
  • Investor financing (no more than 10 properties)
  • Commercial financing
  • MD counties down payment programs
  • Declining market loans (no MI option available)
  • Portfolio jumbo 5 year ARMs (up to $1.5M with minimum 680 credit score)

    We offer SAME DAY pre-approvals and THREE WEEK settlements!**
    We ORIGINATE, PROCESS, UNDERWRITE and CLOSE in house.
WHAT YOU GET WITH US!
  • Approved to lend in all 50 states
  • Direct endorsement lender that deals directly with many investors
  • Based locally with corporate office in Baltimore and mortgage brances throughout MD, DE, and VA
  • Originiating, Underwriting and closing all done locally at the corpoate office or the branch location (we control the whole process; files are not sent out of state)
  • Level of Service Pre-Approvals done the same day (automated underwriting); in-person loan applications at any location
  • Full access to underwriting staff for scenarios, questions, etc.
  • Extensive product line - Conventional, FHA, 203K, VA, Construction, Second Mortgages

    Call today for more information! 1-877-552-9126

Business Hours: Monday - Friday 9:00am - 5:00pm
Evenings and Weekends By Appointment

You may also call us outside our normal working hours and leave a message on our voice mail. We will try to contact you as soon as possible.

1st Mariner Mortgage, a division of 1st Mariner Bank, Member FDIC, Equal Housing Lenter. *Short term locks with free float downs are available only on fixed rate conventional and government loans. **Additional collateral may be needed for construction and renovation loans. ***22 business-day settlement is dependent on borrower's documentation and third party verifications in a timely manner to obtain lender approval. Any delay in receiving the required documentation will delay loan approval/settlement. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.

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1st Mariner Mortgage assists homeowners throughout Maryland including Howard County, Carroll County, Baltimore County, Baltimore City MD, Frederick County, Montgomery County, Harford County, Anne Arundel County, Prince Georges County and more. We also lend in Delaware, Florida, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, Washington DC, and West Virginia. James spent years with Capital Mortgage Finance Corp, Fidelity and Trust and has the experience to get the best loan for you.

Annapolis Junction
Brookeville
Clarksville
Columbia
Cooksville
Dayton
Elkridge
Ellicott City
Fulton

Glenelg
Glenwood
Granite
Halethorpe
Hanover
Henryton
Highland
Ilchester
Jessup

Laurel
Lisbon
Marriottsville
Mount Airy
Oella, Savage
Simpsonville
Sykesville
West Friendship
Woodbine, Woodstock

20129
20701
20723
20759
20763
20777
20794
20833
21036
21041

21042
21043
21044
21045
21046
21075
21076
21104
21150
21163
21723
21737
21738
21765
21771
21784
21794
21797