At 1st Mariner Mortgage our focus is to find the right mortgage to fit your needs. Our years of experience can help you choose the right loan from many options available.

James Adamson, Branch Manager has over 20 years experience as a mortgage banker. This extensive experience gives James a unique perspective and understanding of what it takes to get the loan approved. He knows how to smooth the entire loan process. James understands what it takes to get the loan approved and has helped over 4,000 families with their financing needs.

James is committed to customer service and his product knowledge has earned him recognition as an industry leader. Whether you are a first time homebuyer, a real estate investor, or looking to refinance your current mortgage, James has the answers you have been looking for.

James’ knowledge of mortgage banking means you will be dealing with an accurate, honest, and experienced professional. “Up front,” straight talking and knowledgeable, he knows how to smooth the entire loan process, and get you into your new home fast. Call or visit James today and let him show you why 1st Mariner Mortgage is known for personal service and great rates!

FREE 60-day rate lock with a FREE float down while loan is in process* FHA/VA conforming and jumbo ALL conventional loan programs 100% financing - USDA in specific areas, 6% seller help 80% LTV construction** Investor financing (no more than 10 properties) Commercial financing MD counties down payment programs Declining market loans (no MI option available) Portfolio jumbo 5 year ARMs (up to $1.5M with minimum 680 credit score) We offer SAME DAY pre-approvals and THREE WEEK settlements!** We ORIGINATE, PROCESS, UNDERWRITE and CLOSE in house.

Approved to lend in all 50 states Direct endorsement lender that deals directly with many investors Based locally with corporate office in Baltimore and mortgage brances throughout MD, DE, and VA Originiating, Underwriting and closing all done locally at the corpoate office or the branch location (we control the whole process; files are not sent out of state) Level of Service Pre-Approvals done the same day (automated underwriting); in-person loan applications at any location Full access to underwriting staff for scenarios, questions, etc. Extensive product line - Conventional, FHA, 203K, VA, Construction, Second Mortgages Call today for more information! 1-877-552-9126

Business Hours: Monday - Friday 9:00am - 5:00pm
Evenings and Weekends By Appointment

You may also call us outside our normal working hours and leave a message on our voice mail. We will try to contact you as soon as possible.

1st Mariner Mortgage, a division of 1st Mariner Bank, Member FDIC, Equal Housing Lenter. *Short term locks with free float downs are available only on fixed rate conventional and government loans. **Additional collateral may be needed for construction and renovation loans. ***22 business-day settlement is dependent on borrower's documentation and third party verifications in a timely manner to obtain lender approval. Any delay in receiving the required documentation will delay loan approval/settlement. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.