James Adamson, VP / Senior Mortgage Banker has over 35 years experience as a mortgage banker. This extensive experience gives James a unique perspective and understanding of what it takes to get the loan approved. He knows how to smooth the entire loan process. James understands what it takes to get the loan approved and has helped over 4,000 families with their financing needs.

James is committed to customer service and his product knowledge has earned him recognition as an industry leader. Whether you are a first time homebuyer, a real estate investor, or looking to refinance your current mortgage, James has the answers you have been looking for.

James’ knowledge of mortgage banking means you will be dealing with an accurate, honest, and experienced professional. “Up front,” straight talking and knowledgeable, he knows how to smooth the entire loan process, and get you into your new home fast. Call or visit James today and let him show you why Ameris Bank Mortgage Services is known for personal service and great rates!

James Adamson Mortgages Carroll County MD
James Adamson Mortgages Carroll County MD


  • Direct endorsement lender that deals directly with many investors
  • Originating, Underwriting and Closing done locally
  • Level of Service Pre-Approvals done the same day;
    in-person loan applications at any location
  • Full access to underwriting staff for scenarios, questions, etc.
  • Extensive product line - Conventional, FHA, VA, USDA, Construction

Business Hours:
Monday - Friday 9:00am - 5:00pm
Evenings and Weekends By Appointment

You may also call us outside our normal working hours and leave a message on our voice mail. We will try to contact you as soon as possible.